Would it matter to pay off the current balance you see online for a credit card or should you just pay?

off the statement balance?|||i would go w/ the statement balance those are correct some times online charges include current i work at a call center and see that all the time just go ahead and make the pymt on the statement you received|||You should always pay the balance off within a few months otherwise all you will be paying is the interest forever.|||pay the current charge if your unsure which payment to go by then ring them|||why cut off the foot for a hangnail on your toe???|||If you pay off the statement balance every month, you will most likely avoid paying any interest charges. Check your card agreement and find out what the grace period is.|||Paying your balance off in full is always the best.|||You can pay as much of the balance you want. I heard people say there are credit cards that penalize you for early payments or paying more on the balance. However, I never seen those types of credit accounts. Normally those penalties apply to loans. Even then, I have never gotten a loan that penalizes you for paying the loan off early as well.





Some credit cards only permit you to make an online payment of your current balance. For example, you have a credit card with a $700 credit limit. Your online balance is $200, but your available credit is $400. You have charged $100 that has not posted to your credit account, so your balance is really $300. For some credit cards (i.e. Citibank), you cannot make a $300 payment online because your posted balance is only $200. The most you can make is $200 and then wait for the $100 charge to post.