I deposited a check but i have no available or current balance?

i recieved a complementary 100 which i withdrew the same day. the next day i have no pending transactions no balance|||There is a banking policy, known as Reg CC, that governs the amount of time a bank is allowed to place a hold on certain checks. If the check is a large check, non local, an unusual amount based on your banking history, or a check that your average balance couldn't cover if it was to be returned, your bank is allowed to place a hold. (2 business days for local checks and 5 business days for non local checks) Whenever a hold is placed, however, they are required to make $100 available to you immediately. This policy is to protect the customer as well as the bank from fraudulent checks. If you deposited a check and turned around and spent the money, if that check didn't clear and gets returned, your account would be debited the amount of the check and it would most likely put you in the negative.|||maybe try again|||maybe that was the cheque you spent that day.|||it was complementary|||Sometimes, it can take days for it to appear on your bank statement.|||most banks alot you 100 dollars from an initial deposit, and then the rest whent the check clears. Its considered a complimentary advance as checks can take up to five days to clear.|||When it is a check, the bank will often withhold funds for 5 days until the cheque clears in case it is NSF or fraudulent.|||it takes a few days for a check to clear after depositing it. If you take a portion of the check in cash you can get that right away. the rules very by banking institution. just hope you do not overdraft. call the bank tomorow if it does not show up and ask them about it.|||Welcome to the concept of "being screwed" and a lifetime of dealing with the auto-attendants on the phone.|||Who was the check from was it from a random company? If so you need to be careful because some of those company's are scams and they actually take all your money. Also if you had a 0 bal in your checking account at the time you deposited and took the money out then it would be 0. You might want to call your banks customer service.|||As everyone has said, it takes time for the check to clear your bank. Many times the check won't even appear in your transaction history until a few days later. I'd wait a few days and if you don't see anything on Wednesday then I'd start to worry.|||If you deposited the check after the cutoff time for deposits for your financial institution then the check would be going through and posting the business day after you did the deposit.





The check may have been placed on hold, if it was large, personal, unusual (fraud-like), or out of area...or depending on account history.





If it doesn't show up call your bank to see if they placed it on hold and what the availability date is of your item to pay things with.





Make sure you don't pay anything (bills) with the check until it has posted (cleared) your account and finalized or you can/will get fees.