If paying online, most credit card companies won't allow you to pay the current balance, only the statement balance. That way they can screw you out of more interest.
If you send a check, you can submit the full current balance.
Just be aware that even if you pay 100% of current balance off, you may have yet one more payment as the accrual for interest happens after the payment date.|||ask for a final payment that way they cant charge you any more|||pay more than you owe.not by much though ,just to cover next months bill for intrest.then dont ever use your card again.|||Gem is wrong. Most companies do offer a "pay current balance" option when paying online. Wheather you pay by check or online, and you pay the current balance, you may still have finance charges left the next month. It will take a day or two for either to be processed, hince the additional fee. However, you can call them and ask for a pay-off amount and they will add all the accumulated finance charges for you, and then do a payment over the phone, and you should be good!
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