I also have a pending charge of $120 and my credit limit is $500. Thanks for any help.|||It means you are in overdraft of $41.56 and you have $ 379 left before you reach your credit limit.
You are technically borrowing money fromt the bank and you will pay higher interest on your overdrawn balance.|||danger thats what it means, the bank will let you have more money that you actually own then you will be further in debt
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