Credit card has positive current balance?

my available funds (and it's my credit limit) in my credit card is 500 dollars. supposedly my current balance is 0.00. but it's stated 99 + dollar, with a positive sign with it. what does that mean? if i owe 99 dollar,my available fund should be $401.|||Are you looking at an actual statement? Or just the online account? There is a difference between the two.





It is possible that your statement shows a 0 balance and your full liimit available. You statement includes transactions up to the closing date. Any transaction after the closing date may show on the online account but will be included in the next statement.





That $99 is probably a charge made after the closing date. It shows on the online account but isn't included on your last statement.|||First off... did you use the card lately and purchased items and are you looking at an online statement?





If the answer is yes, then what you might be looking at is your available credit limit and that is now only $99 but the billing cycle hasn't closed yet so no payment is due yet.





Are you looking at a paper statement and your available line of credit is still at $500?





Did you overpay your credit card? If you paid too much then they will send you the $99 back...





You can see that there is more than one possible cause for this. Best thing to do is to call the billing department of your credit card company and ask them to explain what this means.