If I only pay the minimum balance and not the full current balance do I still get charge with the apr?

Yes.





When this happens, you will be assessed a finance charge computed through an extremely complex formula called Average Daily Balance.|||Yes. You will be charged the APR for any balance outstanding on your card if you don't pay in full. Paying the minimum balance will only save you late fees. If you don't pay the minimum you will likely have large fees and higher interest. Not to mention ruining your credit.|||Yes, you don't if you do pay the full balance.